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Maternity Insurance Coverage / Nancy Pelosi: GOP Health Care Plan Would Make 'Being A Woman A Preexisting Condition' | HuffPost. Millions of folks dread choosing a health insurance plan. Having insurance can protect you and your family from surprises that could make you broke. Do you need one if you have a family to pay for? You are presented with so many insurance options that you are unsure which is best. Life insurance is something most people have at least heard of, but not everyone understands who should get it and what it's actually for.

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